Shopping for auto insurance might not be one of the most exciting things you'll ever do. In ft  Ryan Kalil Jersey , it might seem so boring that it's tempting to make your decision with the flip of a coin. Read on, though, because the great tips and advice in this article can assist you in making an inford choice of the best coverage for you and help you save money.Young drivers can save money on their car insurance if they register an older driver as a part-ti user of their car. There is no group of drivers subjected to higher insurance premiums than teenagers. However, insurers will be encouraged to see an older, more responsible driver aring the driving duties with a teenager. They will reduce premiums aordingly in such a situation.One great and underrated way to save on your monthly auto insurance premiums is to join an automobile club. Especially if you are driving a classic or rare vehicle, joining an auto club will allow you to join with a group discounted rate, ultimately saving you hundreds of dollars annually on your insurance premiums.Decrease your mileage to decrease your premiums. The amount of miles you drive tually has a very large effect on the amount you pay for your premium. If you can cut down the amount of miles you drive, your premiums will fall with it. Give yourself a break, and take the bus on oasion.Get the rest of the family on your car insurance plan. So car insurance providers offer discounts for more than one plan made with them. Check to see if your provider offers such a discount. If they do, see if you can get other people living in your house on a plan with them.When you are opping for auto insurance for your teenage driver  Roman Harper Jersey , get quotes for both adding him or her to your insurance and for buying a separate insurance policy. In general it will be cheaper to add a new driver to your current insurance, but there may be circumstances when it is less expensive to buy a separate policy.Try to reduce the miles you drive your vehicle. Your insurance is based on how many miles you drive per year. Don't lie on the application because your insurance pany may check to see how much you drive per year. Find a way to not drive as many miles eh year.Top tier status refers to the percentage of custors from a insurance pany that have filed the fewest claims and have the best driving record. Perhaps you qualify as a top tier custor, or your status will improve over the years. Make sure you ask your insurance pany to be considered as a top tier custor, as they might not switch your classification automatically.Always receive quotes from multiple providers when seeking auto insurance. Even those providers you wouldn't consider at first could be offering the lowest rates. You never want to settle on any policy before paring the price to others as there can be a great difference from one policy to the next.When you rent a car, you will likely be asked if you want to purchase coverage for the vehicle. Before you answer, you ould know whether or not your personal automobile insurance covers rental cars. If it does, how much is covered? Ask your agent, or read your policy to be clear.As ntioned at the beginning of this article, opping for auto insurance coverage can be more enjoyable when you're prepared with information that can help you save money and choose a policy that fits your needs. Use the information you learned from these helpful tips to keep your auto insurance opping experience a positive one.Finally! One ple for all the information you need on the cheapest car insurance for young drivers. It's hard enough to make ends et without having to pay extra for a teen driver. Get the cheapest young drivers car insurance today!This article is free for republiingSource: http:stevemagill.articlealley.auto-insurance-guidelines-that-are-easy-to-understand-2400702.l --- Are you single and looking for the perfect husband or wife? Or just a giant pool of ideal people to date? Well, based on the results of a recent survey by Travel + Leisure magazine  Philly Brown Jersey , Austin might be the place to go. It appears this Texas town may have some of the hottest, sharpest, friendliest, stylish and athletic people in the nation.But of course it all depends on what you are looking for in a date: beauty or brains?According to a survey by Travel + Leisure magazine, the smartest people are in MinneapolisSt. Paul and the hottest are in Miami.But here's the catch: Miami folks are also some of the dumbest in the survey. Ranked for intelligence, they came in 29 out of 30. Only Las Vegas scored worst out of the 30 major metropolitan areas surveyed by the magazine. But Miami-ans came in only a bit worse than people in Los Angeles who ranked 28 in intelligence, but fourth in attractiveness.Are you noticing a pattern here? Can you find attractive and intelligent in the same city?The magazine looked at the people in each city and ranked them in the following categories: friendly, attractive, intelligent, athleticactive  Nate Chandler Jersey , diverse and stylish.So, as I said, it all depends on what you want. In Minneapolis, you can find a guy or gal in this state ranked highest for intelligence and also ranked 10th for attractiveness -- middle of the road, I guess.If you want some eye candy, IE; hot men and women, move to Miami, San Diego, Charleston, Los Angeles or Austin. If looks are important to you then I suggest you avoid Boston  Mike Tolbert Jersey , San Antonio, Washington D.C., Cleveland, St. Louis and Philadelphia, all ranked at the very bottom of the attractiveness survey!If you want a good conversation with an intelligent person, these cities ranked in the top five: Minneapolis, Austin, Boston, Portland, OR and Seattle.Hey  Mike Remmers Jersey , it looks like Austin is the only city that ranks in the top 5 for both intelligence and attractiveness.The dumbest people (least intelligent you could say to be polite) live in Orlando, DallasFort Worth, Los Angeles, Miami and Las Vegas.In case any of you care, the most stylish people live in New York, Miami, San Francisco, Los Angeles an.